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The Central Bank of West African States has released its financial statements for the year ending December 31, 2025, accompanied by an independent audit conducted by Deloitte Côte d'Ivoire. The auditors issued an unqualified opinion, confirming that the accounts present a true and fair view of the institution’s financial position. While net profit declined, the bank reported a solid strengthening of its financial base, marked by higher reserves and strong liquidity. The report was made public on April 27, 2026.

The financial report shows a notable expansion in total assets, which rose to 40,595 billion FCFA from 32,713 billion FCFA in 2024, representing a 24% increase. This growth was largely driven by a sharp rise in foreign currency holdings, which nearly doubled from 8,541 billion FCFA to 16,352 billion FCFA, alongside a 44% increase in gold reserves. In contrast, claims on credit institutions and national treasuries declined by 11% and 24%, respectively.

On the liabilities side, currency in circulation increased by 20%, reflecting heightened monetary activity across the region. Deposits and credit balances surged by 49%, while equity also strengthened significantly, climbing from 4,963 billion FCFA in 2024 to 6,316 billion FCFA in 2025—a 27% rise.

A year of recovery despite profit decline

The income statement indicates a net profit of 588 billion FCFA, down 14% compared to the previous year. This decline is primarily attributed to weaker foreign exchange results, which shifted from a surplus of 62 billion FCFA in 2024 to a deficit of 30 billion FCFA in 2025. Nevertheless, net banking income remained relatively stable at 813 billion FCFA, only slightly below the previous year’s level.

Despite the drop in net profit, the overall financial outcome improved, with total comprehensive income rising to 1,711 billion FCFA from 1,561 billion FCFA in 2024. This increase was largely supported by significant unrealized gains from the revaluation of gold assets, which grew by 58%.

Enhanced liquidity position

The cash flow statement highlights a marked improvement in liquidity. Net cash generated from operating activities reached 10,932 billion FCFA, a substantial increase from 3,163 billion FCFA recorded in 2024, underscoring the bank’s strengthened cash position.

In summary, although profitability declined, the Central Bank of West African States remains financially robust. Its strengthened reserves, improved liquidity, and stable balance sheet point to a positive outlook, supported by asset revaluation gains and overall financial stability.